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Credits & Deductions
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The best 0% APR credit cards of September 2026
2+ day, 8+ hour ago (1808+ words) As of Q2 2026, Americans have $1.26 trillion in credit card debt, according to the Federal Reserve Bank of New York. This makes a zero-interest introductory offer a potentially valuable tool for paying off card debt.Card issuers like Wells Fargo and Citi…...
Using credit cards to pay rent: What new survey data shows
1+ day, 15+ min ago (500+ words) Housing is typically thought of as a fixed, non-negotiable bill, the one expense that gets paid before anything else. New survey data suggests that for a meaningful share of Americans, it isn’t being paid outright at all. It’s being financed....
Credit card utilisation: Does the 30% rule apply to each card or all cards combined?
23+ hour, 48+ min ago (425+ words) Credit utilisation rate refers to the percentage of your available credit limit that you are using at a given time. It is calculated by dividing your outstanding credit card balance by your total available credit limit. For example, using ₹50,000 against…...
The points you do not own
1+ day, 32+ min ago (212+ words) For about a fortnight, India's personal finance internet has been consumed by an argument that has nothing to do with the markets, investments or retirement. HDFC Bank Ltd has changed how it runs a premium credit card, which is apparently…...
Moody's Ratings upgrades rating in TDA CAM 8, FTA, a Spanish RMBS Transaction
2+ day, 10+ hour ago (98+ words) TradingView Moody's Ratings upgrades rating in TDA CAM 8, FTA, a Spanish RMBS Transaction Paris, September 18, 2026-- Moody's Ratings has today upgraded the rating of one class of Notes in TDA CAM 8, FTA. The Notes are backed by residential loan contracts originated…...
Credit Acceptance reaches $710 million predatory auto lending settlement with most US states
2+ day, 10+ hour ago (443+ words) NEW YORK (Reuters) – Credit Acceptance Corp agreed to a $710 million settlement with 40 U.S. states and Washington, D.C. to resolve charges it drove thousands of borrowers with low incomes and low credit scores into predatory auto loans it knew they could…...
Why your credit score can drop despite paying every EMI on time
2+ day, 8+ hour ago (91+ words) | It's advisable to keep credit usage below 30% | Inshorts Inshorts Why your credit score can drop despite paying every EMI on time Paying every EMI on time does not guarantee a stable credit score. According to Mint, high credit-card utilisation, multiple…...
Amex Black Card reputation falters after veteran holder’s account is frozen over Pokémon cards
2+ day, 10+ hour ago (240+ words) Dimsum Daily 18th September 2026 â (Taipei) Once hailed as the ultimate symbol of credit card status, American Expressâs Centurion card is facing fresh scepticism after a prominent influencer recounted how a wealthy acquaintance of 24 yearsâ standing with the card had…...
Retail Credit Under Pressure: How Specialized Lenders Are Managing Risk, Liquidity and Recovery
2+ day, 10+ hour ago (89+ words) Insolvency Insider Canada - Retail Credit Under Pressure: How Specialized Lenders Are Managing Risk, Liquidity and Recovery Aaron Miller of SB360 Capital Partners and Michael Sullivan of Second Avenue Capital Partners explain how specialized retail lenders spot distress before covenant breaches hit,…...
Navy Federal Credit Union unveils Flagship Visa card
3+ day, 12+ hour ago (212+ words) Navy Federal Credit Union, built for military, veterans and their familiyes, unveiled the Flagship Premier Visa Signature Credit Card. It offers many types of awards including 4X points on travel, 3X on restaurants, and a $100 annual airline credit in exchange for a…...