Health Insurance & HSAs

32+ min ago   (602+ words) IRDAI regulations provide a 30-day free-look period for eligible life and health insurance policies, from receipt of the policy document. Did your insurance agent or the broker just say, “Sir, you just sign the proposal form; I will take care…...

11+ hour, 34+ min ago   (253+ words) The insurance advisory platform, Ditto Insurance, compares insurers on two key metrics: three-year average claim settlement ratio (by policy count) and number of complaints per 10,000 claims. Prospective buyers also need to take into account an insurer’s scale, track record, product…...

2+ hour, 3+ min ago   (338+ words) Insurance continued to be the biggest generator of complaints to the Oregon Division of Financial Regulation, according to the division, which reported it recovered $3.88 million through the first six months of 2026. Insurance produced the majority of complaints filed … Insurance continued…...

1+ day, 20+ hour ago   (534+ words) PL insurance premiums are largely determined by three factors. Industry (Risk Category): Rates differ by product type. Manufacturing is higher than retail Sales: Rates are expressed as '○ yen per 1 million yen in sales' Payment Limit (Coverage Amount): Choose from 50 million,…...

22+ hour, 56+ min ago   (312+ words) NPS Swasthya is a healthcare-focused NPS scheme designed to combine retirement savings with access to healthcare benefits. Under the final framework, it will have two separate components: an NPS Swasthya investment account and a separate super top-up health insurance policy....

23+ hour, 16+ min ago   (627+ words) Health insurance policies now offer several add-ons that can expand coverage beyond the basic hospitalisation benefits. These may include restoration of the sum insured, OPD cover, hospital cash, consumables cover and inflation protection. But each additional benefit can also push…...

1+ day, 4+ hour ago   (695+ words) Switching from an employer plan to Medicare looks straightforward until a single enrollment rule quietly wipes out months of tax-free contributions, and most workers only discover it after the damage is done. The Full Benefits Desk desk. Editor: Gerelyn Terzo....

1+ day, 2+ hour ago   (824+ words) Best Health Insurance Providers for Remote Workers (2026): Freelancer & Digital Nomad Plans Compared Health insurance in the US was built for one kind of worker: full-time, single-employer, same job …...

1+ day, 9+ hour ago   (267+ words) I am 24 years old, working at a start-up, and currently covered under my parents’ health insurance policy. I am planning to buy my own health cover. As a first-time buyer, what should I focus on? At 24, thinking about taking a…...

1+ day, 14+ hour ago   (1147+ words) Budgeting for the worst-case scenario could backfire. When making a retirement plan, many people worry about overspending. However, overestimating your spending could be worse. This is not to say you should lowball your retirement budget. Some expenses, such as long-term…...